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Apphia Lim Yan Hui

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Apphia Lim Yan Hui
 
 
 
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WhatsApp me at +65 97110664  
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Testimonials and Referral Notes

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Soloman

I’m at ease throughout the process of sharing my financial health, journey and goals with Yan Hui! She takes the time to understand our current stage of life, and helps us to plan towards achieving them. Not just a financial and insurance person, but a caring friend.

Yanshan

Yan Hui goes the extra mile for her clients and is very patient with explaining all the policies and terms. She gives her own inputs and tailors the policies to her clients. She is a reliable and dependable agent!

Reini & Frankie

Got to say that YanHui is the first FA that made me feel comfortable. Usually FA are out to close a deal, but she was there to listen and advice with no pressure. She goes the extra mile to understand the situation of her clients, and always comes to meet us prepared with deck of slides to give us a better picture of our position. As such, I felt very comfortable sharing with her my financial plans and goals. Because Yanhui is our personal friend, it’s so easy to trust her advice because we know that she genuinely wants the best for us. Thank you for consolidating our portfolios and help us bridge the gap in what’s missing in our portfolios. She is super patient and understanding! Even though she is new to the business but her hard work makes up for it! She genuinely cares and run the numbers to give us options and listen to our thoughts, then advice on what will suit our stage of life best.

Chaower

Yanhui was so well prepared prior to the meeting, knowing my needs before we met. Figuring out the numbers can get overwhelming now that i am transiting into a different season of my life, but she managed to simplify things for my understanding, and gives me clarity with the portfolio that she prepared. Whenever she shares, I know that there has been deep consideration in my needs before proposing the best solution! That is who she is like, as a friend and as my financial planner. I am very assured and know that I am in good hands because of her caring and meticulous nature.

Chin Keong

Yanhui catches me at the right time of my season when I am worried about my parents’ coverage. She took time to understand my priorities and work towards it. Best part of it is making my parents who’s skeptical about insurance to be open about it!

Denise Low

More than just being a capable financial advisor, she genuinely cares for her clients that she serves. Often times she would go beyond her scope of work, to find out the needs of her clients! With Yanhui’s advice and help, I always feel assured that things will be well taken care of!