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Apphia Lim Yan Hui

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Apphia Lim Yan Hui
 
 
 
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Testimonials and Referral Notes

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Soloman

I’m at ease throughout the process of sharing my financial health, journey and goals with Yan Hui! She takes the time to understand our current stage of life, and helps us to plan towards achieving them. Not just a financial and insurance person, but a caring friend.

Yanshan

Yan Hui goes the extra mile for her clients and is very patient with explaining all the policies and terms. She gives her own inputs and tailors the policies to her clients. She is a reliable and dependable agent!

Reini & Frankie

Got to say that YanHui is the first FA that made me feel comfortable. Usually FA are out to close a deal, but she was there to listen and advice with no pressure. She goes the extra mile to understand the situation of her clients, and always comes to meet us prepared with deck of slides to give us a better picture of our position. As such, I felt very comfortable sharing with her my financial plans and goals. Because Yanhui is our personal friend, it’s so easy to trust her advice because we know that she genuinely wants the best for us. Thank you for consolidating our portfolios and help us bridge the gap in what’s missing in our portfolios. She is super patient and understanding! Even though she is new to the business but her hard work makes up for it! She genuinely cares and run the numbers to give us options and listen to our thoughts, then advice on what will suit our stage of life best.

Chaower

Yanhui was so well prepared prior to the meeting, knowing my needs before we met. Figuring out the numbers can get overwhelming now that i am transiting into a different season of my life, but she managed to simplify things for my understanding, and gives me clarity with the portfolio that she prepared. Whenever she shares, I know that there has been deep consideration in my needs before proposing the best solution! That is who she is like, as a friend and as my financial planner. I am very assured and know that I am in good hands because of her caring and meticulous nature.

Chin Keong

Yanhui catches me at the right time of my season when I am worried about my parents’ coverage. She took time to understand my priorities and work towards it. Best part of it is making my parents who’s skeptical about insurance to be open about it!

Denise Low

More than just being a capable financial advisor, she genuinely cares for her clients that she serves. Often times she would go beyond her scope of work, to find out the needs of her clients! With Yanhui’s advice and help, I always feel assured that things will be well taken care of!