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Apphia Lim Yan Hui

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Apphia Lim Yan Hui
 
 
 
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Testimonials and Referral Notes

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Soloman

I’m at ease throughout the process of sharing my financial health, journey and goals with Yan Hui! She takes the time to understand our current stage of life, and helps us to plan towards achieving them. Not just a financial and insurance person, but a caring friend.

Yanshan

Yan Hui goes the extra mile for her clients and is very patient with explaining all the policies and terms. She gives her own inputs and tailors the policies to her clients. She is a reliable and dependable agent!

Reini & Frankie

Got to say that YanHui is the first FA that made me feel comfortable. Usually FA are out to close a deal, but she was there to listen and advice with no pressure. She goes the extra mile to understand the situation of her clients, and always comes to meet us prepared with deck of slides to give us a better picture of our position. As such, I felt very comfortable sharing with her my financial plans and goals. Because Yanhui is our personal friend, it’s so easy to trust her advice because we know that she genuinely wants the best for us. Thank you for consolidating our portfolios and help us bridge the gap in what’s missing in our portfolios. She is super patient and understanding! Even though she is new to the business but her hard work makes up for it! She genuinely cares and run the numbers to give us options and listen to our thoughts, then advice on what will suit our stage of life best.

Chaower

Yanhui was so well prepared prior to the meeting, knowing my needs before we met. Figuring out the numbers can get overwhelming now that i am transiting into a different season of my life, but she managed to simplify things for my understanding, and gives me clarity with the portfolio that she prepared. Whenever she shares, I know that there has been deep consideration in my needs before proposing the best solution! That is who she is like, as a friend and as my financial planner. I am very assured and know that I am in good hands because of her caring and meticulous nature.

Chin Keong

Yanhui catches me at the right time of my season when I am worried about my parents’ coverage. She took time to understand my priorities and work towards it. Best part of it is making my parents who’s skeptical about insurance to be open about it!

Denise Low

More than just being a capable financial advisor, she genuinely cares for her clients that she serves. Often times she would go beyond her scope of work, to find out the needs of her clients! With Yanhui’s advice and help, I always feel assured that things will be well taken care of!