Being Positive

Apphia Lim Yan Hui

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

Your brain is wired for negative thoughts. Here's how to change it.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Apphia Lim Yan Hui

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Testimonials and Referral Notes

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Soloman

I’m at ease throughout the process of sharing my financial health, journey and goals with Yan Hui! She takes the time to understand our current stage of life, and helps us to plan towards achieving them. Not just a financial and insurance person, but a caring friend.

Yanshan

Yan Hui goes the extra mile for her clients and is very patient with explaining all the policies and terms. She gives her own inputs and tailors the policies to her clients. She is a reliable and dependable agent!

Reini & Frankie

Got to say that YanHui is the first FA that made me feel comfortable. Usually FA are out to close a deal, but she was there to listen and advice with no pressure. She goes the extra mile to understand the situation of her clients, and always comes to meet us prepared with deck of slides to give us a better picture of our position. As such, I felt very comfortable sharing with her my financial plans and goals. Because Yanhui is our personal friend, it’s so easy to trust her advice because we know that she genuinely wants the best for us. Thank you for consolidating our portfolios and help us bridge the gap in what’s missing in our portfolios. She is super patient and understanding! Even though she is new to the business but her hard work makes up for it! She genuinely cares and run the numbers to give us options and listen to our thoughts, then advice on what will suit our stage of life best.

Chaower

Yanhui was so well prepared prior to the meeting, knowing my needs before we met. Figuring out the numbers can get overwhelming now that i am transiting into a different season of my life, but she managed to simplify things for my understanding, and gives me clarity with the portfolio that she prepared. Whenever she shares, I know that there has been deep consideration in my needs before proposing the best solution! That is who she is like, as a friend and as my financial planner. I am very assured and know that I am in good hands because of her caring and meticulous nature.

Chin Keong

Yanhui catches me at the right time of my season when I am worried about my parents’ coverage. She took time to understand my priorities and work towards it. Best part of it is making my parents who’s skeptical about insurance to be open about it!

Denise Low

More than just being a capable financial advisor, she genuinely cares for her clients that she serves. Often times she would go beyond her scope of work, to find out the needs of her clients! With Yanhui’s advice and help, I always feel assured that things will be well taken care of!